The $1,395 Guaranteed Income Supplement (GIS) Payment for July 2025 has been officially confirmed by the Canada Revenue Agency (CRA).
This monthly payment is meant to help low-income seniors and eligible surviving spouses with the rising cost of living.
The deposit will be made on July 29, 2025, and will mainly support those aged 60 to 64 years old with an annual income below $41,184.
This payment is part of Canada’s goal to help seniors and reduce poverty by giving steady and inflation-adjusted support.
What is the $1,395 GIS Payment?
The GIS is a non-taxable monthly payment given to low-income seniors who already receive Old Age Security (OAS).
This payment also helps surviving partners of OAS pensioners. In July 2025, the amount will be $1,395.73, sent by direct deposit or cheque.
The amount is adjusted every quarter to reflect rising living costs, using the Consumer Price Index.
Overview – Canada Guaranteed Income Supplement July 2025
| Details | Information |
| Post | $1,395 GIS Payment – July 2025 |
| Provided By | Government of Canada |
| Country | Canada |
| Managed By | Canada Revenue Agency (CRA) |
| Purpose | Support for Low-Income Seniors |
| Eligibility | Canadian Citizens |
| Payment Date | July 29, 2025 |
| Payment Amount | $1,395.73 |
| Official Website | canada.ca |
Eligibility for the $1,395 GIS Payment 2025
To receive this payment, you must meet some basic rules.
You must:
- Be between 60 and 64 years old
- Already get Old Age Security (OAS)
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
- Be the spouse or partner of a deceased OAS recipient
- Have a combined annual income of less than $41,184
These rules help make sure the support goes to the people who need it most.
2025 Guaranteed Income Supplement Payment Schedule
GIS payments follow the same schedule as OAS payments. Here is the full list of 2025 payment dates:
| Month | Payment Date |
| January | 29 January 2025 |
| February | 26 February 2025 |
| March | 27 March 2025 |
| April | 28 April 2025 |
| May | 28 May 2025 |
| June | 26 June 2025 |
| July | 29 July 2025 |
| August | 27 August 2025 |
| September | 25 September 2025 |
| October | 29 October 2025 |
| November | 26 November 2025 |
| December | 22 December 2025 |
How Much Will You Get?
The payment amount depends on a few things.
It is based on:
- Your annual income
- Your marital status
- Your eligibility for OAS
Here is a quick summary:
| Detail | Value |
| Benefit Type | GIS Allowance |
| Eligible Group | OAS Recipients & Survivors |
| Income Limit | Under $41,184 |
| Monthly Payment | $1,395.73 |
The amount may change every 3 months to match the cost of living.
Why This Payment is Important
This payment helps many seniors who are struggling with high living costs.
Prices of rent, food, and medicine keep going up. This money helps cover basic needs for people living on a fixed income.
The government wants to protect seniors’ financial health and reduce poverty.
Final Thoughts
The $1,395 GIS payment in July 2025 is a big help for low-income seniors across Canada.
If you qualify, the money will be sent on July 29, 2025. Make sure your personal info with CRA is updated to get the payment on time.
This monthly support can make life easier for seniors dealing with rising costs.
FAQs
What is the GIS payment date in July 2025?
July 29, 2025.
Who gets the $1,395 GIS payment?
Low-income seniors aged 60–64 with OAS.
Is the GIS payment taxable?
No, it is non-taxable.
How much is the GIS payment?
$1,395.73 per month.
Do I need to apply every month?
No, it is paid monthly if you qualify.