Many people are hearing news about a $1,430 stimulus check from the IRS in 2025. Yes, it’s true. The IRS is sending these payments to around one million Americans. But this is not a new stimulus—it’s a correction for missed payments from 2021.

If you think you may be eligible, this guide will help. It explains who qualifies, how to check your payment, and what to do if you still haven’t filed your 2021 taxes.

What Is the $1,430 Stimulus Check?

This payment is not part of a new relief plan. It’s a refund from the 2021 stimulus that some people missed. The IRS is now sending this money to those who didn’t get their full third stimulus check.

These payments are coming from the Recovery Rebate Credit (RRC). Many forgot to claim it or didn’t file taxes at all. The good news is, if you’re eligible, you can still get your payment.

Quick Overview

Here’s a simple table with the key facts:

Feature	Details
Payment Amount	Up to $1,400 per person (average $1,430)
Eligibility	Filed 2021 return but missed claiming RRC
Income Limits	$75,000 (single) / $150,000 (joint)
Deadline to File	July 15, 2025
Delivery Method	Direct deposit or paper check
Tracking Tool	Get My Payment on IRS.gov

This is money you already qualified for back in 2021, but it was never paid to you. Now, the IRS is making it right.

Why Are These Payments Being Sent?

These payments are for people who should have received the third Economic Impact Payment in 2021 but didn’t. Some didn’t file taxes. Others filed but forgot to claim the credit.

The IRS is now fixing that mistake. It’s going through tax records and sending out payments. These are refundable credits, so you don’t have to pay anything back. Even if you didn’t owe taxes, you can still get this money.

Who Can Get the $1,430 Stimulus Check?

You may qualify for the payment if these things are true:

• You were eligible for the third stimulus in 2021
• You filed your 2021 tax return
• You didn’t claim the Recovery Rebate Credit or claimed $0
• You had a valid Social Security number in 2021
• You were not claimed as a dependent
• Your income was:
  • $75,000 or less (single)
  • $150,000 or less (married filing jointly)
  • $112,500 or less (head of household)

Example: Alex earned $62,000 in 2021. He didn’t know he missed the RRC. Now the IRS is sending him $1,400.

How Much Will You Get?

Most people will get $1,400 per person. But your total amount depends on your family size. See the table below:

Household Type	Total Payment
Single, no dependents	$1,400
Single with 1 child	$2,800
Married couple with 2 kids	$5,600
Single with newborn (2021)	$2,800

That’s why the average payment is $1,430—some people have extra amounts for children or adjustments.

How to Track Your Payment

You can check your payment status using the IRS tool:

1. Go to the IRS Get My Payment page
2. Click “Get My Payment”
3. Enter:
   • Social Security Number
   • Date of birth
   • Street address and ZIP code

You’ll see the payment date and whether it’s coming by direct deposit or check.

Tip: If your bank account changed, you’ll get a paper check sent to your address on file.

Also, watch for IRS letters (like Letter 6475). These tell you how much was sent and when.

What If You Didn’t File a 2021 Return?

Don’t worry—there’s still time. You can file your 2021 tax return until July 15, 2025.

Here’s how to file:

• Use IRS Free File if your income was under $73,000
• Visit a VITA site for free help
• Hire a tax preparer if your taxes are complex

Filing can take less than an hour and could get you thousands if you have dependents.

How People Are Using This Money

This payment is not just extra cash—it can really help. People are using it to:

• Pay rent or utility bills
• Cover medical costs
• Start or grow savings
• Pay off high-interest credit cards
• Handle school or transport costs

Example: Maria, a single mom earning $48,000, got $4,200 for herself and two kids. She used it to reduce her credit card debt and save some money.

Don’t Wait—Act Now

You have until July 15, 2025, to claim this payment. After that, it’s gone.

Check if you qualify. Look at your 2021 tax return. If needed, file now. The process is simple, and the benefit can be big.

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