Millions of seniors in Canada get help from the Old Age Security (OAS) program. This monthly payment supports them with everyday expenses during retirement. The government has now shared the payment date for July 2025.
Service Canada has confirmed that OAS payments will be sent out on Wednesday, July 30, 2025. This includes the main OAS pension, the Guaranteed Income Supplement (GIS), and Allowance benefits for those who qualify.
Payment Schedule for July 2025
Here is the full list of senior benefit payments scheduled for July:
| Benefit | Payment Date | Details |
| Old Age Security (OAS) | July 30, 2025 | For Canadians aged 65 and older |
| Guaranteed Income Supplement (GIS) | July 30, 2025 | Extra money for low-income seniors |
| Allowance / Survivor Allowance | July 30, 2025 | For low-income people aged 60 to 64 |
Payments are made by direct deposit or cheque by mail, based on your setup. If you don’t get your payment on time, check your CRA My Account or contact Service Canada.
Who Can Get OAS
To get the OAS payment in July 2025, you must meet the basic rules:
- You are at least 65 years old
- You are a Canadian citizen or legal resident
- You have lived in Canada for at least 10 years after turning 18
You must apply through Service Canada. Once approved, you will get the payment every month. If your income is too high, some of your OAS may be taken back. This is called the OAS Clawback or Old Age Security Recovery Tax.
How Much You Will Get
The money you get from OAS depends on your age and income. Below is the expected payment for July 2025:
| Age Group | Estimated Monthly Payment |
| 65 to 74 years | $713.34 |
| 75 years or older | $784.67 |
These amounts may go up based on inflation. If you are a low-income senior, you may also get the GIS, which adds more to your monthly total.
Checking Your Payment
You can check the status of your OAS payment in a few ways:
- Log into your CRA My Account
- Use the CRA mobile app
- Call the CRA’s phone line
Late payments are often caused by old bank info, address changes, or delays in verifying your application. Keeping your personal info updated helps avoid problems.
Plan Your Income
OAS is a taxable benefit. This means it affects your yearly income tax. If your income goes up—like from RRSP withdrawals or other pensions—it could reduce your GIS or lead to a clawback of your OAS.
Review your income each year. This helps you avoid surprises and keep more of your benefits.
Final Thoughts
The OAS payment on Wednesday, July 30, 2025, will continue to support seniors in Canada. For those aged 75 and over, the payment could be as high as $784.67. This money helps cover food, bills, and other important needs.
To get your payment without delay, always keep your CRA and Service Canada accounts updated. This makes sure your money arrives on time.
FAQs
What is the OAS payment date in July 2025?
July 30, 2025.
Who can get the OAS payment?
Canadians aged 65+ who meet the rules.
How much will seniors 75+ get?
Around $784.67 per month.
Is OAS money taxable?
Yes, it is.
What if my payment is late?
Check CRA My Account or call Service Canada.